How we can help your business!
At TBO Insurance Group, we specialize in Non-Emergency Medical Transportation (NEMT) insurance—a coverage that many carriers consider difficult to place. With years of experience and strong carrier relationships, we understand the unique risks NEMT businesses face, from passenger liability to fleet safety and regulatory compliance.
Whether you’re an independent driver or managing a growing fleet, we know how to secure comprehensive, affordable policies tailored to your operation. As experts in this niche, we make the process simple, ensuring you get the protection you need without the frustration of being declined elsewhere.
Trust the experts in NEMT coverage—let TBO Insurance Group protect your business so you can focus on moving people safely.
Finding insurance for your business can feel overwhelming—especially when you’ve been turned away by carrier after carrier. That’s where we come in. At TBO Insurance Group, we specialize in hard-to-place insurance risks, giving businesses in high-risk or niche industries the coverage they need to operate with confidence.
With our expertise and strong carrier partnerships, we make it possible to secure the protection others say is out of reach—so you can focus on running your business instead of worrying about coverage.
If your business has struggled to find insurance, let TBO Insurance Group be the team that says yes.